docs: Created a CREDITS file to document the history and origins of Loki from the original AIChat project

CREDITS.md

@@ -0,0 +1,31 @@
+# Credits
+
+## AIChat
+Loki originally started as a fork of the fantastic
+[AIChat CLI](https://github.com/sigoden/aichat). The initial goal was simply
+to fix a bug in how MCP servers worked with AIChat, allowing different MCP
+servers to be specified per agent. Since then, Loki has evolved far beyond
+its original scope and grown into a passion project with a life of its own.
+
+Today, Loki includes first-class MCP server support (for both local and remote
+servers), a built-in vault for interpolating secrets in configuration files,
+built-in agents and macros, dynamic tab completions, integrated custom
+functions (no external `argc` dependency), improved documentation, and much
+more with many more ideas planned for the future.
+
+Loki is now developed and maintained as an independent project. Full credit
+for the original foundation goes to the developers of the wonderful
+AIChat project.
+
+This project is not affiliated with or endorsed by the AIChat maintainers.
+
+## AIChat
+
+Loki originally began as a fork of [AIChat CLI](https://github.com/sigoden/aichat),
+created and maintained by the AIChat contributors.
+
+While Loki has since diverged significantly and is now developed as an
+independent project, its early foundation and inspiration came from the
+AIChat project.
+
+AIChat is licensed under the MIT License.

README.md

@@ -245,15 +245,10 @@ The appearance of Loki can be modified using the following settings:
 ---
 
 ## History
-Loki originally started as a fork of the fantastic [AIChat CLI](https://github.com/sigoden/aichat). The purpose was to 
-simply fix a bug in how MCP servers worked with AIChat so that I could specify different ones for agents. However, it 
-has since evolved far beyond that and become a passion project with a life of its own!
 
-Loki now has first class MCP server support (with support for local and remote servers alike), a built-in vault for 
+Loki began as a fork of [AIChat CLI](https://github.com/sigoden/aichat) and has since evolved into an independent project.
-interpolating secrets in configuration files, built-in agents, built-in macros, dynamic tab completions, integrated
-custom functions (no `argc` dependency), improved documentation, and much more with many more plans for the future!
 
-The original kudos goes out to all the developers of the wonderful AIChat project!
+See [CREDITS.md](./CREDITS.md) for full attribution and background.
 
 ---