The look-don't-touch bypass was keyed on load_with_interpolation's
pre-existing bool, which mutating early paths (--authenticate, --auth-mcp,
mcp manage, vault flags) already passed as true meaning only 'skip vault
interpolation' — so they silently lost their first-run config creation.
Split the parameter: skip_interpolation keeps the historical meaning,
a distinct inspection flag alone gates the missing-config default/wizard
bypass.
inspection_only is now computed from an explicit read-only whitelist:
--sync-models is excluded (it downloads and writes models-override.yaml)
and returns to the bootstrap/strict path, keeping only its historical
interpolation-skip and vault leniency. mcp/vault inspection sub-conditions
are hoisted and shared so mutating flag combos never inherit the bypass.
Coverage: sandbox vault contract tests, a sync-models bootstrap-path pin,
a --sync-models scenario in usage-probe-inspection.sh, and a PTY wizard
regression probe (scripts/usage-probe-wizard.sh).
